HECM Brokers

California HECM Brokers

The most common type of a reverse mortgage in California is the HECM Standard and HECM Saver loan. The HECM Saver reverse mortgage is a bit more restrictive in how much you may borrow but you pay less in fees than the standard HECM Standard reverse mortgage.

California HECM Reverse Mortgage Brokers

  • Urban Financial
  • First National Bank
  • Legacy Reverse Mortgage
  • One Reverse Mortgage

HECM Reverse Mortgage Qualification for California

  • Borrowers must be 62 or older
  • FHA approved property (most single-family, 2-4 units and some condos)
  • Obtain a certificate for attending an educational reverse mortgage counseling session
  • Equity in the property
Lenders are able to work with borrowers from areas such as San Diego, Orange County (Irvine, Orange, Tustin, Huntington Beach, Mission Viejo, and more), Los Angeles, San Francisco, Santa Barbara, Oakland, Napa Valley, Sonoma, Fresno, Sacramento, San Mateo, Redwood City, Berkley, San Jose and anything else in the state.

Reverse Mortgage Calculator